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What is business contents insurance?

Business contents insurance is designed to protect the contents of your office or business premises if they are stolen or damaged. Whether you are a tenant or the owner of your business premises, our business contents insurance policy protects the contents of your business premises against a number of risks.

We also offer tools and stock insurance policies which can be seamlessly added onto your business contents insurance. These policies provide cover for the damage to and theft of your equipment and stock.

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What does business contents insurance cover?

We offer a range of business contents policies that cover the following:

  • Windows, displays and sanitary ware
  • Furniture, fixtures and fittings
  • Personal property
  • Third party’s property

Why do I need business contents insurance?

Business contents insurance is not a legal requirement however it provides a business with security if disaster strikes. Damage to or theft of the contents of your business premises could potentially prevent your business from trading for a significant amount of time. With our cover, you can rest assured that your contents will be replaced quickly and your business can resume trading as soon as possible.

Explore the benefits of our cover and receive a quote today

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Frequently asked questions

Business contents insurance protects the contents of your office or business premises so that in in the event of damage or theft, you don’t have to go through the hassle of replacing it.
Yes, contents can easily be added to a commercial buildings policy. If your business rents your premises, your landlord will be responsible for insuring the building but you will be responsible for insuring the contents.
No, home insurance policies do not cover items that are owned by your business.
Most buildings contents insurance policies require an excess payment of some kind however it depends on the policy which you choose. We offer a range of policies to ensure that you choose the one that suits your needs.
Most buildings contents insurance policies cover theft by employees. Please ask a member of our team for more information about this subject.
We offer our policyholders a choice of cover levels so that they can take out a policy that suits their needs. The total value of your contents should be taken into consideration to ensure that you are fully covered in the event of a claim.
Tools and stock are generally not covered under a business contents policy however you can easily take out cover for these items with us. Please speak to a member of our team for more information.

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