Employers’ liability insurance protects businesses against legal claims from their own employees. If an employee sustains an injury within your business premises or while carrying out their business duties, your business could be held liable.
Start-ups and SMEs could be potentially wiped out by legal claims from employees which is why employers’ liability insurance was made compulsory in 1969. As an essential cover, you need to ensure you receive a competitive price and comprehensive cover; this is where we can help you.
Explore the benefits of employers’ liability cover with Smart Sure:
Most employers’ liability insurance policies cover the following:
As an employer, you are responsible for the health, safety and wellbeing of your employees. In 1969, it became compulsory for employers to have an employers’ liability insurance policy in place if there are one or more employees at their company.
If you are a sole trader or only employ close family members then you are not legally required to have employers’ liability insurance however it is still recommended as it provides security for your business and for your employees.Start your quote