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What is business emergency cover?

Business emergency cover is designed to protect your business against emergency situations. Emergencies can occur at any time and can potentially force your business to temporarily stop trading which is why we offer protection against a number of emergency risks.

In the event of an emergency, simply call our 24/7 helpline and an approved contractor will arrive at the premises and complete the necessary emergency repairs. Your policy covers up to £500 for the costs of labour, parts and materials in relation to resolving the emergency. Our service is available 24 hours a day, all year round so that you will always receive assistance when you need it.

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What does business emergency insurance cover?

We provide protection for emergencies arising from:

  • Breakdown of the main heating system
  • Plumbing and drainage problems
  • Damage to or failure of the property’s security
  • Including locks and windows
  • Breakage or failure of the only toilet unit
  • Loss of the power supply
  • Lost keys
  • Vermin infestation
  • Access blocked by a fallen tree
  • Obstruction by fly-tipping

Why do I need business emergency cover?

If an emergency occurs at your business premises, it could result in your business suffering greatly. Emergencies such as damage to the heating, power or security of the premises could cause your business to stop trading temporarily and this can result in significant sums in lost revenue – not to mention the costs of resolving the emergency.

Our business emergency cover protects you against the cost of resolving the emergency up to the agreed cover level. We provide business owners with the help they need when the unexpected happens by offering a fast and reliable service.

Explore the benefits of our cover and receive a quote today

Start your quote

How to make a claim

To claim under this policy telephone 0345 155 9793 (lines are open 24 hours a day, 365 days a year). To claim on your policy, please consult your policy wording document which will contain all information required to contact your insurer. If you're having trouble locating your document you can call us using the details on the 'Contact Us' page.

Frequently asked questions

Your Business Emergency Insurance policy covers a number of issues from plumbing and drainage to vermin infestations. For more information please see the Terms & Conditions of your policy.
Business Emergency Insurance protects your business from emergencies that expose your commercial premises or contents.
Business Emergency Insurance does not cover issues that arose before the policy was in force as well as failure of the main supply of electricity, gas or water. For the full list of exclusions please see the Terms & Conditions of the policy.