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What is business legal expenses cover?

If you find yourself in the unfortunate position of having legal proceedings brought against you by a customer or a complainant involved in your business, mounting legal expenses can be an unwanted burden. With business legal expenses cover, your insurer will provide protection against legal costs & expenses including the cost of appeals up to the indemnity limit specified in your policy.

Benefits of business legal expenses cover with Smart Sure include

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What business legal expenses cover?

We provide protection for legal costs arising from:

  • Employment disputes & compensation awards
  • Tax investigations & VAT disputes
  • Legal nuisance, trespass or damage to property
  • Legal defence
  • Compliance & regulation
  • Statutory licence appeals
  • Loss of earnings
  • Claims involving your executives
  • Contract & debt recovery
  • Crisis communication

Why do I need business legal expenses insurance?

Business legal expenses cover provides protection for expensive claims brought against small businesses. Mistakes happen, and when they do, you could be faced with a hefty claim from a disgruntled client. Furthermore, the rise of “no win, no fee” agreements mean that legal claims are becoming more prevalent every day and are costing businesses dearly in legal fees. Our cover also provides a number of legal helplines so that you can avoid potential legal action before it begins.

Explore the benefits of our cover and receive a quote today

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Telephone helplines

Legal advice on business matters within UK and EU law, 24 hours a day, 365 days of the year 0344 571 7978
Redundancy assistance, 9am to 5pm weekdays 0330 303 1955
UK tax advice, 9am to 5pm weekdays 0344 571 7978
Executive suite identity theft resolution 0333 000 2083
Crisis communication 0344 571 7964
Counselling service 0333 000 2082

Frequently asked questions

Commercial legal expenses arising from disputes with employees, legal claims relating to damage and trespassing from third-parties.
The cost of your premium is based on the size of your business, number of employees, location and other similar factors.
Business legal expenses insurance offers you protection against unexpected legal costs that could arise if an employee or a third-party makes a claim against your business.
All businesses are at risk of entering a legal dispute whether they endeavour to or not. If your business has employees then it is possible you could enter into a legal dispute about employment or injury.
It depends on the size of your business. Our team will guide you throughout the insurance process and give you more information on this subject.
Business legal expenses insurance does not cover costs incurred without consent from the insurer or fines or penalties imposed by a court or tribunal. You will receive a full list of exclusions later on in the sales process.